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Benefit Options
NASBA offers you the opportunity to design a plan that is right for individuals and/or your business and employees.
NASBA offers you a menu of some of the best plans to choose from for individuals and/or your company.
By working
with our insurance representatives, you can balance your needs with the costs of insurance and the different
coverage options.
In the end, you will have a program that makes sense for individual & family's or for your
business.
Plan Options
1. Traditional PPO and HMO Programs:
(Individual & Family and Employer Plans)
- Key Benefit:
Comprehensive coverage programs for your employees and families
- Providers:
Anthem/Well Point (Blue Cross Blue Shield); Humana, Blue Cross Blue Shield of Texas.
2. Major Medical High Deductible Programs:
(Individual & Family and Employer Plans)
Similar to standard PPO or HMO but with a high deductible.
- Key Benefit:
Substantially lower your insurance premiums, great program for typical NASBA Members that are primarily
healthy, young to middle-aged employees. Includes 100% PPO Coinsurance with $10,000 deductible,
$1,000 deductible for accidents, limited doctor's visits, plus critical care provider plan and
prescription drug discounts.
3. Limited Benefit:
(Individual & Family and Employer Plans)
Catastrophic coverage for major illnesses.
- Key Benefit: Good for employees that don't have many health insurance needs
and that want coverage to protect them against a major health condition.
4. Discount Network Program:
(Individual & Family and Employer plans)
Low Premium plans, you pay the discounted rate for health treatment that is pre-negotiated by the volume
providers. Option to include payment for accidents.
- Key Benefit:
Good for employees that can't afford traditional or high-deductible health insurance or
don't need comprehensive benefits coverage. Also the program is good for employees with pre-existing
conditions that can't be fully insured.
To learn more, please complete the simple registration form
and one of our insurance representatives will contact you to discuss your options.
Insurance Companies that are underwriting the NASBA Program
NASBA Insurance Partners:
American Select (E-solutions high deductible program)
Amacore (Discount Network and Limited Benefit)
Anthem Well Point (BCBS PPO and HMO programs)
Allegian (Managing General Agency)
Jim Niekamp
NASBA
jniekamp@nasba.com
404-236-0003 ext 107
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Jamie Davis
Allegian Insurance Services, LLC Health Insurance Program Marketing and Administration
JDavis4427@cox.net
949-573-3016
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